Health insurance in France

Award wining 2024

Overview

Medical insurance is a crucial part of the average household budget in France. Depending on your eligibility for French social security, we offer two main types of plans: Top Up Plans and Private Covers. Our goal is to help you avoid financial difficulties by subscribing to a plan that meets your needs, all while providing the best bilingual service.

Top up plans

If you are registered with the French social security system (L’Assurance Maladie) and have a CPAM Carte Vitale, our Top Up Plans are designed for you. We offer five formulas, including SENIORS packs, to ensure comprehensive coverage.

Benefits

• Simplified Application: No medical questionnaire required.
• Bilingual Support: Free access to your fluent English-speaking account manager.
• Comprehensive Solutions: Direct liaison with social security, LOI MADELIN compliance.
• Financial Ease: Automatic settlement of hospital bills and rapid reimbursement.

Private Plans

For those not covered by social security, our private plans provide coverage for up to a year during your stay in France. These plans comply with French regulations for travelers requesting a Schengen Visa and offer two levels of cover to suit your needs and budget.

Benefits

• Flexible Coverage: Options to match your specific needs and budget.
• Regulatory Compliance: Meets French regulations for Schengen Visa applicants.
• Comprehensive Support: Full quotations, information packs, and General Terms & Conditions available in English.
• Expert Providers: Specialized expat French health insurance provider with well-known and recognized insurers.
• Multilingual Assistance: Access to multilingual advisers for seamless communication.

 

OTHER PRACTICAL INFORMATIONS :

Registering with L’Assurance Maladie

To benefit from the French public health insurance system, you need to register with L’Assurance Maladie. Here are the steps:

1. Eligibility: Ensure you meet the eligibility criteria, such as being employed, self-employed, retired,  residing in France for more than three months.
2. Required Documents: Gather necessary documents including your residence permit, proof of address, identification, and employment contract or proof of Social Security contributions.
3. Application: Submit your application to your local Primary Health Insurance Fund (CPAM).

Obtaining a Carte Vitale

The Carte Vitale is essential for accessing healthcare services in France. It allows for direct reimbursement of medical expenses.

1. Application Form: After registering with L’Assurance Maladie, you will receive an application form for the Carte Vitale.
2. Submission: Complete the form, attach a passport-sized photo, and submit it to your local CPAM.
3. Usage: Present your Carte Vitale during medical appointments and pharmacy visits to ensure direct transmission of information for reimbursement¹²³.

Selecting a General Practitioner (Médecin Traitant)

Choosing a Médecin Traitant (general practitioner) is crucial for coordinated care and better reimbursement rates. Registering with a GP ensures you receive continuous and comprehensive care.

Getting your French health insurance quotation

We consider that you and your insurance needs are unique. To determine your exact requirements and to provide you with a personalized quotation we would welcome speaking with you directly. Our friendly & fluent English speaking personnel are available Monday to Friday 02 97 40 80 20 or Contact us.